What reasons are there for more websites not having 2-step text message verification?
Gmail has a wonderful feature where they can send text messages with a confirmation code if you log-in from a new computer.
I do not understand why this is not more common for websites like banks.
My primary bank has a pin and some security questions in addition to the password. This is a form of 2-step verification, I suppose, but it would seem to me a text message confirmation is considerably more secure than either of these.
Why do so few websites (banks and financial institutions in particular) not use text message based verification methods?
Gmail has a wonderful feature where they can send text messages with a confirmation code if you log-in from a new computer.
I do not understand why this is not more common for websites like banks.
My primary bank has a pin and some security questions in addition to the password. This is a form of 2-step verification, I suppose, but it would seem to me a text message confirmation is considerably more secure than either of these.
Why do so few websites (banks and financial institutions in particular) not use text message based verification methods?
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